First Time Buyer

First time buyer mortgages in Edinburgh

Offering free advice to new homeowners

Being able to own your own home is a fantastic feeling, especially since it can increase in value over time, helping you go up the rungs on the property ladder. However, making the right decisions can be very difficult if you’re on your own. There is a lot of information out there, particularly on the Internet, that is outdated or just plain wrong. Many businesses also only factor in income and expenses when considering how your lifestyle will affect what kind of mortgage is best for you. The mortgage type that a first time buyer will be best suited to, is very different than say the type that someone looking at a Buy to Let mortgage would be interested in, for example. At First Class Mortgage Ltd., we will also work with you to determine how other lifestyle factors fit into your decision making, such as travel or saving up for a newer model car. We’ll be able to help you find the best solution for your situation.

If you are a first time buyer, finding a suitable mortgage requires considerable time and effort. Let First Class Mortgage Advice Ltd. find the right mortgage for you, with no extra costs or charges. Our advice is free, so why not give us a call? The more you know, the better off you will be. We also work with well trusted banks like the Bank of England and Bank of Scotland to help you figure out the easiest and most suitable way forward for your needs.

Expert help from passionate advisors

As a first-time buyer there are various options available when it comes to acquiring your first mortgage. There are fixed rate mortgages; cash back mortgages, discount rate mortgages and no deposit mortgages (low cost 95% mortgages). We can also help with tracker rates, variable, stepped, help to buy, Mi New Home, LIBOR rates and we will help you by sourcing the most suitable type of rate with the best of terms.

Contact us now using the telephone number listed at the top and right of this page, or send us an email via the form found on the contact us page.

Take the first step to becoming a new homeowner: 0131 622 6622