Bad Credit

Got bad credit? We can still get you a mortgage

Don’t let bad credit get in the way of home ownership

First Class Mortgage Advice Ltd. is the specialist you can trust to navigate the market and seek out the most appropriate deals on your behalf. Bad credit is something we deal with frequently and it hasn’t stopped us from securing home loans for many people in a similar situation to yours.

Bad credit mortgages are specifically designed to cater to people with a history of arrears and late payments, so we can look into them for you. While bad credit is not something to simply dismiss, we believe that it should not disqualify you from owning your own home. Our experts have the connections and information to make your home ownership a likelier possibility.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. Losing a home is not only devastating, but can also risk your ability to take out a mortgage on a home in the future. We work with organisations like Financial Conduct Authority to help make sure we are doing things the right way. We can also use services such as the Financial Services Compensation Scheme which will help to make things possible for some of our clients where otherwise they may have been blocked from moving forward.

Your finances are incredibly important. First Class Mortgage Ltd. understands that mistakes can be easy to make without the right information. We will help you understand your income, expenses, and budget. From there, we will steer you in the best direction. While we cannot guarantee that we will secure a bad credit mortgage for you, we will certainly do our best. Please contact us for an overall cost and comparison.

Why not consolidate your debts?

It may be possible to consolidate your debts and clear your commitments at the same time. We’ll help you reduce your outgoings, raise some cash, improve your home or even take a break.

We have considerable expertise in advising and presenting solutions even for bad credit mortgage situations. For more information, get in touch with us today. Alternatively, pop into our office on Dalry Road.

Giving you the help you deserve in Edinburgh. 0131 622 6622